How to Obtain Student Loans in Italy as an International Student

Italy is one of the top study destinations in Europe, this is due to its relatively cheap tuition and tourist attraction especially in the Vatican in Rome.

Students who study in Italian universities sometimes are offered part-time positions within the university to aid their tuition and are globally relevant due to their excellent education and exposure.

Read also: How to Obtain Student Loans  as an International Student in Australia

What are Student Loans?

Student Loans are education Loans which are created for both citizens and international students studying at approved colleges and universities in Italy.

Student loans serve as a way to aid bright students who are willing to study but have insufficient funds for tuition or probably need more financing for other expenses.

Although permanent residents can access student loans easily from the government, there are also loans available to international students studying either at the Undergraduate or Postgraduate level in Italian universities.

Student Loans in Italy

Obtaining Student Loans would be easier if you contact the grants section of your university as they have more information about the best options which suit your needs.

Institutions who give out loans to international students are mostly private firms and sometimes work in close relationship with your school.

Considering their interest rates before applying for a loan helps you make a more informed decision. You can also send an email to your university for further information on how to obtain student loans.

What do I Need to Apply For Student Loans?

You would need a co-signer who is a resident in Italy and also be required to have the following documents before being considered for a loan:

  • Admission letter from your university
  • Application form
  • Passport  photographs
  • Academic documents (certificates and Transcripts)
  • GMAT or IELTS results
  • Proof of residency for the student and guarantor
  • Statements of accounts preferably over the past 2 years
  • A copy of your passport

Is there a Maximum Amount?

Well, Most firms and universities usually do not give out loans that exceed your tuition fees as an international student, while some only give out 20-50% of your total tuition.

When do I Repay Student Loans?

Repayment usually starts upon graduation or when you start earning more than the required amount. Some firms also allow repayment during your school programme provided you can afford to repay without hindering your other financial needs.


I would recommend that you try out scholarship or grant options as there are still a lot of scholarships available for international students.

You should also read thoroughly the terms and conditions of the loan you would apply for before agreement of any form.


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