10 Best Health Insurance Companies in Ghana

Health there say is wealth. Anybody can fall sick at any time and may require emergency medical treatment. However, not many can meet their emergency health needs, a reason why you need good health insurance to take care of medical emergencies.

You may want to ask, what is health insurance? Health insurance can be said to be a contract that requires an insurer to pay some of all of a person’s healthcare costs in exchange for a premium. Typically, health insurance covers medical, surgical, prescription drugs, and dental care.

In Ghana, there are numerous health insurance companies. However, in this article, we will highlight the top 10 best health insurance companies which offer the best medical health benefits and healthcare coverage.

Why Do I Need Health Insurance

There are a number of reasons why you and your family need health insurance. However, for the purpose of this article, we will be looking at just a few.

  1. Rising medical cost
  2. To protect yourself and your family
  3. Lifestyle modification
  4. To cater for medical emergencies and expenses
  5. To protect your savings

Cost of Health Insurance in Ghana

The cost of health insurance in Ghana varies depending on several factors, including the company and type of health insurance. Although there are special factors that are considered in finding the health insurance cost, the average cost is also influenced by other factors.

The average cost of health insurance in Ghana ranges from 900 GHC to 600,000 GHC depending on the package and company policy.

10 Best Health Insurance Companies in Ghana 2022

1. GAB Health Insurance Company

GAB health insurance company (GHIC) is one of the leading insurance companies in Ghana. The company is solely owned by the Ghana Association of Bankers (GAB) with the sole aim of addressing employee health benefits programs and risk management of participating members.

GHIC has an affordable package for its participating members. It has products for individuals and families.

Address: No. 2 C943/2 Plot 55, 2nd Ridge Link Johnson Sirleaf Road, North-Ridge, Accra. Ghana.

Contact Details: (+233)0302-947-461/0302-964-186/0302-255-406, 0279-773-453/0559-611-306

Email Address: [email protected]

2. Phoenix Health Insurance Ltd

Phoenix Health Insurance is a private health insurance scheme with one of the best health insurance health packages in Ghana. As a member of the Intermarket Ghana Group, the company provides competitive healthcare financial plans and packages for its members.

Interestingly, the company provides well-packaged health plans to ensure the general and specialist medical needs of its members.

Address: CDH HOUSE, 36 Independence Avenue, P.O. Box 14911, Accra, Ghana.

Email Address: [email protected]

 

Telephone: (+233-302) 671050; 667426; 668463; 7010394

3. Ace Medical Insurance

Ace Medical Insurance is one of the top health insurance companies in Ghana. The company provides affordable, accessible and quality healthcare services to individuals, families and corporate institutions.

Address: B902, The Octagon, Barnes Road, Accra.

Email Address: [email protected]

Telephone: 0552571275 / 0556778903

4. Tri-Star Insurance Services Ltd

Among the leading insurance broking companies in Ghana is Tri-Star Insurance Services Ltd. The company is fully registered and licensed by the National Insurance Commission. It offers competitive health insurance packages for its clients.

Address: No. 8 Lari Close, Tesano, Accra

Phone: +233-(0)302-220302/244861/256183/

Email: [email protected]

5. Cosmopolitan Mutual Health Insurance

Cosmopolitan Mutual Health Insurance company is one of the top insurance companies in Ghana. The company offers health insurance schemes for private individuals and corporate institutions. Interestingly, the company also provide health care coverage for dependents of residents and non-resident Ghanaians.

Address: Pawpaw Street, House No: E658 East Legon Accra, Ghana.

Telephone: 0501399261/ 0501399263/ 0501399264/ 0501685976/ 0501678547/ 0501529441

6. ASCOMA Ghana Limited

ASCOMA Ghana Limited is one of the leading health insurance brokers in Ghana. The company offers services to a diverse portfolio of clients.

Address: 76A1 Airport Residential Area GhanaPost GPS: GA-083-6742 Accra

Telephone: (+233) 243 690 363

Email Address: [email protected]

7. Millennium Insurance Company Limited

Millennium Insurance Company Limited is one of the top health insurance companies in Ghana. The company which is a subsidiary of the Jospong Group of Companies is registered and licenced by the National Insurance Commission.

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Address: 8th Avenue Extension, Dr Isert Street, North Ridge.

Telephone: +233 (0) 302 766 633

Email Address: [email protected]

8. Hollard Insurance Ghana Limited

Hollard Ghana is one of the leading health insurance companies in the country. With headquarters in South Africa, the company offers both personal and commercial insurance.

Address: 11 Patrice Lumumba Road, Airport Residential Area, P. O. Box GP 20084, Accra, Ghana

Telephone: +233 302 220966

9. Ghana Union Assurance Co. Ltd

Ghana Union Assurance is one of the best insurance companies in Ghana. The company offers affordable and competitive health insurance packages for its clients.

Address: F828 / 1 Ring Road East, Osu Accra

Telephone: +233 (0)302-780627

10. SUNU Assurances Ghana Limited

Incorporated in 2008, the company is one of the best and fast-growing insurance companies in Ghana. The company offers its services to a wide range of clients.

Address: No. C70/14 George Bush Highway (N1), Dzorwulu Accra, Near Petroleum Commission, Ghana

Phone: 0302 769542, 0302 770548

Email: [email protected]

Conclusion

Health is an important aspect of our lives, as such, we need to put in place preventive measures to take care of our medical emergencies. Most people do not fully understand the importance of health insurance and the need to opt for an insurance package. The list provided is intended to serve as a guide as we are not in any way affiliated with them.

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