Asutifi Rural Bank LTD Recruitment 2023/2024

Applications are invited from interested and suitably qualified candidates for Asutifi Rural Bank LTD Recruitment 2023/2024.

ASUTIFI Rural Bank Ltd is a leading Rural Banking Institution in the Ahafo Region of Ghana and arguably the most diversified Financial Institution. The Address of the Bank’s Registered Office is Box 34, Acherensua, Ahafo Region.

we are recruiting to fill the position below:

Job Title: Credit Manager

Company	Asutifi Rural Bank LTD
Position	Credit Manager
Location	Accra, Ghana
Job type	Full-Time
Salary	Not Specified

Job Description

A leading Community Bank operating in the Ahafo Region has a vacancy for the position of Credit Manager.

Role Summary

• The Credit Manager shall be responsible for supervising, planning, and coordinating the credit management function of the bank in accordance with best practices in the industry

Primary Responsibilities

• Prepare and submit all regulatory and prudential returns
• Evaluate credit worthiness of potential customers before advancing credit facilities
• Appraise loan applications and make recommendations based on the bank’s credit policies
• Monitor the credit performance of clients to avoid bad loans
• Develop credit risk assessment models to improve the credit risk associated with any loan
• Assist in reviewing and updating the bank’s credit policy and monitor to ensure policies and procedures are duly followed in all transactions
• Ensure that all regulatory considerations for credit management are observed by the bank
• Carry out other credit functions that may be assigned

Qualification/Experience

• First Degree in Finance, Accounting, Economics, Commerce, Planning, Banking, or similar qualification from a recognized university
• Professional qualifications such as CA(GH), ACCA, ACIB, etc. is an added advantage
• A postgraduate degree in Accounting, Finance, Economics, Management, strategy, or similar field is added advantage
• 4 to 7 years of post-qualification experience in Credit Administration or a similar role
• Proficiency in the use of Accounting software, T24, and Microsoft suite

Skills

• Establish and maintain effective working relationships with all levels of employees
• Confidentiality and high standard of personal integrity
• Ability to interpret financial statements
• Understanding of rural and urban enterprise development and management
• Networking, influencing and stakeholder management communications at all levels both internally and externally
• Effective negotiation, verbal and written communication skills
• Ability to work under pressure

Knowledge

• Thorough knowledge of local banking legislations including the Borrowers and Lending Act, 2008 (Act 773), ARB Apex Bank Ltd Regulations, 2006 (L.I 1825 and Banks and Specialised Deposit-Taking institution Act, 2016 (Act 930)
• Good knowledge of Microsoft Applications, i.e. Word, Excel, PowerPoint etc
• Good knowledge of Credit Management Processes and procedures
• Excellent knowledge in Banking software applications, especially the T24.