15 Ways to Make Quick Money in Ghana (2024)

Nowadays, a lot of people want to become rich quickly, but making money has never been that easy. Spending money might be very easy, but making money seems like a difficult task.

Wealth creation comes with a price, and it requires you to be articulated in your dealings. Once you’ve attained that height, it boosts your mindset and gives you a different kind of feeling.

There are over a thousand opportunities for you to make money in Ghana. Rather than sit at home waiting for opportunities to knock at your door, why not explore and make money from them?

So, if you’ve been thinking about how I make money in Ghana, let me say you’re at the right place at the right time. I will be sharing with you 15 genuine ways to make quick money in Ghana.

1. Look for IT-Related Problems to Solve

Ghana is a developing country and they abound a lot of problems that can be solved with the creative use of technology. Over the world, technology has provided the youngest group of billionaires and many of them in their early age.

If you have a keen eye for spotting problems and challenges you can create valuable solutions to these challenges. You don’t need to have hardcore programming skills to deliver a tech startup. You can either come up with the ideas and team up with more talented developer or if you can, hire a couple of developers.

2. Explore the Food and Agriculture Industry

Food is one thing that we cannot do without. But it might interest you to know that Ghana’s agriculture industry is one of the most competitive in the world.

The country has abundant fruits and vegetable farms and is also a major exporter of cocoa, coffee, shea butter and coconut. Poultry and farm animals is also a booming venture.

However, you may encounter stiff competition when starting a business in this industry. With proper diligence and willingness to learn efficient farming and animal raising strategies, you’ll have a good chance of success.

3. Eatery and Restaurant Business

Another way of making money in Ghana is by starting an eatery and restaurant business. This business can make you a lot of money because Ghanaians will always eat, even when the economy is bad.

A restaurant is a good business that is always profitable as long as it is located in a populated area. In cities like Accra, there are many restaurants springing up almost every year and the numbers have not actually gone down.

4. Event Planning Business

Event planning is one of the ways you can make money quickly in Ghana. It simply involves planning people’s event such as weddings, birthdays, dedications, convocations etc.

Basically, an event planner is meant to take the workload of planning an event off the shoulders of the celebrant. As an event planner, you need to have an office or at least have your phone number and contact publicly listed so that people can contact you. You may also be required to hire a hall, do the setup and provident food caterers.

6. Own a House

The real estate business is a very lucrative one, however, it is expensive to start. One thing about real estate is that it hardly loses its value when properly taken care of.

If you have the money to invest in real estate in Ghana, be rest assured that you’ll not run at a loss.

7. Operate a Hair Salon

Looking good is a good business and it requires money as well. With society consisting of people who are very conscious of their outward appearance, you can make a lot of money while offering them your services.

Opening a hair salon can be a good way to make money. Nowadays, they are a lot of unisex salon in town, this simply implies more money as both male and female will patronize your salon.

Securing a barbering or hairstyling certificate can be an added advantage as it shows that you have been taught how to do the craft properly and more customers will trust you.

8. Start a Mini Importation Business

The conventional business of buying and selling is still a very lucrative one. To make money from mini-importation, you need to, first of all, learn what it is. I recommend you read our guide on how to start mini importation business in Ghana.

In addition to that, you can get free e-books on how to import cheap goods from countries like China, Vietnam, Australia and sell them in the Ghanaian market. It is good to import products with high demands.

9. Promote Health and Fitness

Another way to make money quickly in Ghana is by promoting health and fitness. Recently, fitness has become a trend in Ghana. All you need is experience and proper documentation to get started.

Once that is done, you can set up a gym or fitness studio. You might also consider the cost of buying gym equipment.

If you have zero capital but you have years of experience plus a compelling weight loss success story, you could offer personal training services. If you’re a regular gym member, you may invite your clients over, or you could also provide home service.

10. Start a Lounge or Relaxation Center

Owning a relaxation centre in highbrow cities of Ghana can really be a good source of income.

A lot of people especially the working class are always on the lookout for lounges to relax either after the day’s work or during the weekend. It brings more income if it’s doubled as a viewing centre.

11. Start a Bookmaking Business

A lot of people might want to bring up the moral justification of bookmaking. However, it is one of the most successful ways of making money in Ghana.

Bookmaking and sports trading business is one of the most lucrative businesses in Ghana. It is also one of the businesses that require the highest capital to set up. If you have the cash, you should look into sports bookmaking.

12. Start a Travel/Tourism Agency

Starting travel or tourism agency can be a little bit on the high side, but the profit is enormous. This business will need time to mature, however, in the long run your business will become a household name.

To start up this business, it’s very important to create a website, rent an office and hire at least two travel agents.

13. Start a School

A good education is expensive and it is one sure way to make money in Ghana. You don’t necessarily need to have so much money to start a school. You just need to meet the basic requirements of an educational regulatory agency.

A school is one of the businesses you can start small and look to expand over the years.

14. Start a Transport Business

The importance of transportation cannot be overemphasized. Transportation business will always remain a sure way of making money in Ghana.

However, you need to have enough cash to start up. Also, you need to reach an agreement with drivers and terminal managers. Transport business is really lucrative in Ghana.

15. Be a Home Services Contractor

Families and professionals in urban areas are busier than ever that they can no longer personally care for their homes. You may set up a home contracting service and offer services like house cleaning, repair, and plumbing.