How to Open An Account With Societe Generale Ghana

Before you open an account, you need to know the specifics, benefits, and requirements for that account. On that note, we have put together the different types of account a customer can open at any branch of Societe Generale Ghana.

Societe Generale Ghana Account Opening Requirements

Account opening requirements for the following accounts

Societe Generale Individual Accounts Opening Requirements

• Passport  sized pictures (2 for current account, 3 for savings account)
• Any Valid ID (Passport, Drivers License, Voter Id, National Health Insurance)
• A recent utility bill of place of residence required for account signatory
• Direction to account signatory’s home

Societe Generale Joint Account Opening Requirements

• Two (2) passport  sized pictures required for each signatory
• Any Valid Id (Passport, Drivers License, Voter Id, National Health Insurance) of each signatory
• A recent utility bill of place of residence required for each account signatory
• Direction to the homes of each account signatory

Societe Generale Trust Account Account Opening Requirements

• Three (3) passport sized pictures each required for minor and account signatory
• Any Valid Id (Passport, Drivers License, Voter Id, National Health Insurance) of account signatory
• A recent utility bill of place of residence required for account signatory
• Direction to account signatory’s home
• Birth /Baptismal Certificate of the infant.

Societe Generale Students Account Opening Requirements

• Three (3) passport  sized pictures required for student
• Any Valid Id ( Student School ID, Passport, Drivers License, Voter Id, National Health Insurance) of student
• A letter of introduction from School

Societe Generale Current Account

The Societe Generale Ghana current account is tailored for salary earners to receive salary or other payment access. The current account ensures that funds are available for your day-to-day banking needs.

Features of the Current Account

• You can open the account in four major currencies; GHS, USD, GBP and EUR.
• You will be able to withdraw money at any branch with a cheque book and at all Societe Generale Ghana ATMs and any Visa branded ATM.
• There will be no withdrawal restrictions for local currency accounts (Foreign currency accounts are subject to exchange control laws and directive from Bank of Ghana).
• You will be able to transfer money to any Societe Generale Ghana account and/or other banks according to exchange control regulation.
• You will not be charged anything for a standing order from the account to another Societe Generale account.
• You will receive your account statements every quarter through your postal address, a print-out at the branch, Sikanet or mini statement at ATMs.

Benefits of the Current Account

• You will be able to make deposits and withdrawals at anytime.
• You will be able to perform transactions using your cheque book.
• You can be assured to receive your salary and/or other funds securely.
• It is an easy way for you to have access to your funds from any of the bank’s branches and ATMs across the country.

Current Account Opening Requirements

• Minimum opening balance and minimum account operating balance required is GHS30.
• 2  Passport size photographs.
• Identification – Passport / Voter’s ID / NHIS / Driver’s license.
• Photocopy of Utility bill.

Societe Generale Savings Account

The Societe Generale Savings Account is an interest-bearing account available in local currency only and opened to individuals. The account provides interest rates with financial security against unforeseen contingencies.

The  Societe Generale Ghana Savings Account is ideally suited for individuals who require liquidity and would at the same time want the idle funds in the account to earn interest.

Savings Account Opening Requirements

• Passport  sized pictures (3 for savings account)
• Any Valid ID (Passport, Drivers License, Voter Id, National Health Insurance)
• A recent utility bill of place of residence required for account signatory
• Direction to account signatory’s home

Societe Generale  Students Account

This a special interest-bearing savings account developed for students 18 yrs and above; secondary and tertiary level to inculcate savings habit in them. The account is accessible with a savings book.

The account offers students the opportunity of accessing loan after school when they are earning regular income.

Students Account Opening Requirements

• 3 Passport Size Photographs
• Identification – Student’s ID
• Photocopy of your Utility Bill
• An Admission letter or an introductory letter from the applicant’s institution

How to Open An Account With Societe Generale Ghana

As earlier mentioned, you need to know the types of accounts available at the Societe Generale Bank and choose the one that best suit you.

1. Visit any branch of Societe Generale nearest to pick up the account opening form.
2. Fill the form appropriately and sign where applicable
3. Attach two or three recent passport photographs with your names on the reverse side
4. Attach your means of identification i.e. Drivers license, international passport, voters ID, NIA card or NHIS card.
5. Initial deposit i.e the amount of money you want to open your account with.
6. Proof of residential and postal addresses (a copy of any of the following):
   • Utility bill (water or electricity)
   • Tenancy agreement
   • Employer’s reference letter
7. Residence permit where applicable
8. Attach every document that applies to your specific account.

Find out more about the Societe Generale Ghana current account, simply visit any branch or Call 0302 214 314.