How to Open An Account With Agricultural Development Bank Ghana
Maybe you have been wondering how to open an account with Agricultural Development Bank Ghana. We have put together a complete guide on how to open savings and current accounts with Agricultural Development Bank Ghana.
Before you open an account, you need to know the specifics, benefits, and requirements for that account. On that note, we have put together the different types of account a customer can open at any Agricultural Development Bank branch in Ghana.
Contents
Requirements for Opening An Account With Agricultural Development Bank Ghana
Below is the general requirements for opening any type of account with the Agricultural Development Bank Ghana.
- Fully completed and endorsed Application Form
- Two Passport Photographs
- Valid ID card (any national ID)
- Confirmation of Residential Address
- Initial Deposit
Agricultural Development Bank Savings Deposit Account
The ADB Savings account can be opened by any individual, entrepreneur, society, club, trader, business or corporation. It offers a wide array of products from call account to a fixed deposit at a competitive interest-yielding rate.
Features and Benefits of ADB Saving Account
- Attractive interest rates
- Very affordable initial deposits
- Flexibility of transactions
- Daily interest calculated
- Fixed deposit with roll over options
- Availability of ATM facilities.
- No Limit to withdrawals
- Minimum available balance
- Standing order instructions
- Savings withdrawal books
Agricultural Development Bank Current Account
The ADB current account can be opened by individuals, churches, businesses, societies and schools.
Features and Benefits of ADB Current Account
- No limit to withdrawals
- Direct payment to creditors through Automated Clearing House
- Fixed Deposits with roll over options
- Standing order instructions
- Daily Credit interest accrual which is applied monthly.
- Availability of Cheque books
- Free transfer of funds from one ADB account to another
- Third party cheque withdrawals
- Access to overdraft facility
- Easy access to funds across Ghana through any ADB Branch.
- 24 hour access to account with ADB ATM/ Visa Cards
How to Open An Account With Agricultural Development Bank Ghana
As earlier mentioned, you need to know the types of accounts available at the Agricultural Development Bank and choose the one that best suit you.
- Visit any branch of Agricultural Development Bank in Ghana.
- Collect the Account Opening Form
- Fill the form appropriately and sign where applicable
- Attach 2 recent passport photographs with your names on the reverse side
- Attach your means of identification i.e. Drivers license, international passport, voters ID, NIA card or NHIS card.
- Initial deposit i.e the amount of money you want to open your account with.
- Residence permit where applicable
