Standard Chartered Bank Recruitment for Credit Analyst

Applications are invited from interested and suitably qualified candidates for Standard Chartered Bank Recruitment for Credit Analyst.

Standard Chartered PLC is a British multinational banking and financial services company headquartered in London, England. It operates a network of more than 1,200 branches and outlets (including subsidiaries, associates and joint ventures) across more than 70 countries and employs around 87,000 people. It is a universal bank with operations in consumer, corporate and institutional banking, and treasury services. Despite its UK base, it does not conduct retail banking in the UK, and around 90% of its profits come from Asia, Africa, and the Middle East.

Standard Chartered has a primary listing on the London Stock Exchange and is a constituent of the FTSE 100 Index. It had a market capitalization of approximately £24.4 billion as of 4 April 2017, the 28th-largest of any company with a primary listing on the London Stock Exchange. It has secondary listings on the Hong Kong Stock Exchange and the National Stock Exchange of India. Its largest shareholder is the Government of Singapore-owned Temasek Holdings.

Job Description

  • Company: Standard Chartered Bank
  • Location: Accra, Greater Accra Region, Ghana
  • State: Accra
  • Job type: Full-Time
Responsibilities
Origination
  • Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
  • Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
  • Work with the RM, in obtaining all pre clearances and expediting approvals.
  • Responsible for end-to-end BCA process including preparing all the tools like  Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
  • Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
  • Liaise with GAM Credit for limit approval/allocation.
Post Deal Account monitoring
  • Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
  • Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
  • Ensure Zero BCA over dues with reasonable/adequate basis for deviation
  • Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
  • Work with RMs to ensure proper maintenance of Credit files and ensuring Audit Ready at any time
  • Attend EAR/Portfolio calls along with the RMs
  • In partnership with the relationship manager, ensure timely identification of accounts to be referred to CIC as per the bank’s policies and guidelines
  • RWA and other credit calculations.
  • Work with RMs to obtain quarterly/annual/ interim financials from client

Others

  • prepare timely Stress Tests wherever required
  • Prepare specific industry study
  • Prepare Credit Opinion reports wherever required.
  • Effective use of Creditmate & CRM

How to Apply

Interested and qualified candidates should Click here to apply.

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