SPS Mortgage Login | Access & Manage Your Account

In this article, you’ll find information on how to access your SPS Mortgage login which you can borrow to purchase a new home. You can access the mortgage login 24 hours a day, seven days a week to manage your account. The portal is secure, confidential, and easy to use.

What is a Mortgage?

A mortgage is an agreement between you and a mortgage lender that allows you to borrow money to purchase or refinance a home. This agreement gives lenders the legal right to repossess a property if you fail to meet the terms of your mortgage, most commonly by not repaying the money you’ve borrowed plus interest.

About SPS Mortgage

Select Portfolio Servicing, Inc. (SPS) is an industry-leading mortgage servicer. Founded in 1989, SPS is headquartered in Salt Lake City, Utah with an office in Jacksonville, Florida. At SPS, our ongoing mission is to provide servicing solutions that exceed expectations. To this end, we work closely with our customers to understand their unique situations and provide the right solutions for their individual circumstances.

Types of  Mortgage Offered by SPS Mortgage

SPS Mortgage offers a wide range of mortgage loans to meet your personal needs.

• Conventional loans
• FHA loans
• VA loans
• Jumbo loans

Who is Eligible for SPS Mortgage?

Although SPS Mortgage’s requirements vary, below are some general requirements.

• Your monthly expenses shouldn’t be more than 45% of what you earn each month.
• Proof of current and stable income source.
• At least a credit score of 600 but typically a credit score of 620 is needed.
• An appraisal.

SPS Mortgage Application Requirements

To start applying with SPS Mortgage you need to have the following information on hand:

• A separate email address for each person that will be on the loan
• Your online banking username and password, or details about how much money is in each account you want us to consider for your approval (e.g., checking and savings accounts, retirement accounts, stocks, and other assets)
• Your income and employer information
• Your Social Security number

Benefits of SPS Mortgage Login

The SPS Mortgage login is beneficial to those who are in need of loans to purchase a home. Below are some of the well-known benefits of the mortgage login.

• Make your payments online
• View your loan information
• Track the status of your loan funding in real time.
• Update your banking information to ensure you never miss a payment
• Refinance your loan
• Check your balance
• Access your tax and insurance information.
• Check the status of your loan.
• View Statements and lots more.

How to Access SPS Mortgage Login

To access the SPS Mortgage login page, follow the procedures outlined below.

• Visit the SPS Mortgage portal login page: https://www.spservicing.com/
• Enter your Username and Password.
• After that, click on the “SIGN IN” button to access your dashboard.

How to Create an Account with SPS Mortgage

To get access to the loan facility from SPS Mortgage, you must first register on the registration portal. To get started, follow the procedures outlined below.

• Visit the SPS Mortgage registration page: https://www.spservicing.com/
• Provide your Account Number, SSN/TAX ID, and other credentials.
• Thereafter, Verify the “reCAPTCHA” button to get registered.

How to Retrieve/Recover SPS Mortgage Login Password or Username

If you have lost or misplaced your SPS Mortgage login password or Username, you can recover the same by following the procedures outlined below

• Visit the SPS Mortgage login page: https://www.spservicing.com/
• Click on “Forgot your password?” or “Forgot Email?”
  • For “forgot Password” provide your Username, SSN/TAX ID, and Email Address.
  • For “forgot Username provide your Email Address.
• Click “RESET” to retrieve your login password or User ID.

SPS Mortgage Mobile Apps

You can also conveniently manage your mortgage on your iOS or Android device. Download the SPS Mortgage mobile apps on App Store or Google Play. Install and login with your credentials to manage your account.

How to Make SPS Mortgage Payment

There are three options for making SPS Mortgage Payments; online, by phone, or by mail.

Online. Sign in to your account and go to the Payment Center. From there, you can make a one-time payment or set up autopay.

NOTE: Before you make your first payment, you will need to set up your bank information in the account. Once your bank information is set up, you can simply select that account to pay your bill.

Phone.

To make an automated phone payment, call 800-258-8602. and follow the instructions. You’ll need your account number and the last four digits of your Social Security Number.

Note: There is no charge for this service.

Mail: You can mail your payment to the following address:

Select Portfolio Servicing, Inc.

P.O. Box 65450

Salt Lake City, UT 84165-0450

SPS Mortgage Customer Service Phone Number

You can contact SPS Mortgage Customer Service at 800-258-8602. Customer Service Representatives are available to assist you by phone, year-round, 24 hours a day, 7 days a week.