How to Open An Account With Standard Chartered Bank Ghana
Maybe you have been wondering how to open an account with Standard Chartered Bank Ghana. We have put together a complete guide on how to open savings and current accounts with Standard Chartered Bank Ghana.
Before you open an account, you need to know the specifics, benefits, and requirements for that account. On that note, we have put together the different types of account a customer can open at any Standard Chartered Bank branch in Ghana.
Contents
Standard Chartered Bank Current Accounts
The Standard Chartered Bank Current Account is designed to provide you with convenience and simplicity.
Features Standard Chartered Bank Current Account
Debit Card:Â Access cash at ATMs globally, 24 hours a day, 7 days a week. You can also use it to pay for goods and services instead of using cash anywhere in the world where VISA is accepted.
Cheque Book:Â Make payments and manage your finances with a convenient cheque book.
Free eStatements:Â You receive free eStatements daily, weekly or monthly depending on your preference.
Mobile and Online Banking:Â Enjoy the most convenient way to check balances, transfer funds, and pay bills. You can also do telegraphic transfers, request a chequebook, order a full statement and check FX rates through online banking.
Documents Required for Opening Standard Chartered Bank Current Account
Minimum opening requirements for an individual Current Account
- One passport-sized photograph
- Original / copy of national ID or valid passport
- Proof of residence; either utility bill / tenancy agreement
How to Apply for Standard Chartered Bank Current Account
Standard Chartered Bank Savings Accounts
The Standard Chartered Bank Savings Accounts is a complete solutiond to your day-to-day banking with convenience and simplicity.
Features Standard Chartered Bank Savings Accounts
Debit Card:Â This will allow you to access cash at ATMs globally, 24 hours a day, 7 days a week. You can also use it to pay for goods and services instead of using cash anywhere in the world where Visa Cards are accepted.
Cheque Withdrawal Booklet:Â Make payments and manage your finances with a convenient Cheque Withdrawal Booklet.
Free eStatements:Â You receive free eStatements daily, weekly or monthly depending on your preference.
Mobile and Online Banking:Â You can enjoy the most convenient way to check balances, transfer funds and pay bills. You can also do telegraphic transfers, request for a Cheque Withdrawal Booklet, order for a full statement and check the forex rates through online banking.
Documents Required Opening Standard Chartered Bank Savings Account
Minimum opening requirements for individual Current Accounts
- One passport size photograph.
- Original / copy of National ID or valid passport
- Proof of residence; either utility bill / tenancy agreement
Standard Chartered Bank Fixed Deposit Account
The Standard Chartered Bank Fixed Deposit account helps you grow your savings with guaranteed high returns, whether you are saving towards your dream house or a stress-free retirement.
Features Standard Chartered Bank Fixed Deposit Account
Attractive Interest Rates:Â Standard Chartered’s Fixed Deposit Account provides you with access to attractive interest rates.
Flexible Tenures: Deposits can be made over a range of tenures – 91, 182 and 365 days.
Loan Facility:Â Borrow up to 90% of your fixed deposit amount at nominal rates.
How to Apply for Standard Chartered Bank Current Account
Standard Chartered Bank Foreign Accounts
The Standard Chartered’s Foreign Account is made specifically for individuals or organizations that transact with foreign currency.
Features of Standard Chartered Bank Foreign Account
Free eStatements:Â You receive free eStatements daily, weekly or monthly depending on your preference.
Mobile and Online Banking:Â You can enjoy the most convenient way to check balances, transfer funds and pay bills. You can also do telegraphic transfers, order for a full statement and check the forex rates through online banking.
Details of the Standard Chartered Bank Foreign Account
These accounts are offered in US dollar, Pound Sterling or Euro with an option of Savings or Current Accounts. These accounts can be offered in two categories:
- Foreign Exchange Account
- Foreign Currency Account
Standard Chartered Foreign Exchange Account [FEA]
This is the foreign account whose funds are mobilized within the country [On-shore funds]. It can be opened as a Current Account or a Savings Account.
Foreign Exchange Current Account [FEA Current]
- Initial opening balance is USD 500, Euro 300, GBP250.
- Account maintenance fee ranges from USD 5 – 100, EUR 5 – 100 or GBP 5 – 100
- No Interest is paid on this account.
- No Minimum Operating Balance.
- Enjoy a wide range of VISA Card Products [Gold, Platinum or Infinite].
- 24 hour access to your account through ATMs.
- Free eStatement, Online Banking and E-Alerts on your account.
- 24/7 access to account information via Mobile Banking.
- Transfers, debit card payments and cash deposits.
Foreign Exchange Savings Account [FEA Savings]
- Initial opening balance is USD 500, Euro 300, GBP250.
- Account maintenance fee ranges from USD 5 – 100, EUR 5 – 100 or GBP 5 – 100
- No Interest is paid on this account.
- No Minimum Operating Balance
- Enjoy a wide range of VISA Card Products [Gold, Platinum or Infinite].
- 24 hour access to your account through ATMs.
- Free E-Statement, I-Banking and E-Alerts on your account.
- 24/7 Access to account information through M-Banking.
- Transfers, debit card payments and cash deposits.
Standard Chartered Bank Foreign Currency Account [FCA]
This is the foreign account whose funds are mobilized from outside the country [Off-shore funds]. It can be opened as a Current Account or a Savings Account.
Foreign Currency Current Account [FCA Current]
- Initial opening balance is USD 500, Euro 300, GBP250.
- Account maintenance fee ranges from USD 5 – 100, EUR 5 – 100 or GBP 5 – 100
- No Interest is paid on this account.
- No Minimum Operating Balance
- Enjoy a wide range of VISA Card Products [Gold, Platinum or Infinite].
- 24 hour access to your account through ATMs.
- Free E-Statement, I-Banking and E-Alerts on your account.
- 24/7 Access to account information through M-Banking.
- Transfers, debit card payments and cash deposits.
How to Open An Account With Standard Chartered Bank Ghana
As earlier mentioned, you need to know the types of accounts available at the Standard Chartered Bank and choose the one that best suit you.
- Visit any branch of Standard Chartered Bank in Ghana.
- Collect the Account Opening Form
- Fill the form appropriately and sign where applicable
- Attach 1 recent passport photographs with your names on the reverse side
- Attach your means of identification i.e. Drivers license, international passport, voters ID, NIA card or NHIS card.
- Initial deposit i.e the amount of money you want to open your account with.
- Residence permit where applicable
