Guardian Mortgage Login | Access & Manage Your Account
Are you looking for ways to access the Guardian Mortgage login page? You are in the right place. The Guardian Mortgage login provides secure access to Guardian Mortgage’s platform where you can apply for mortgages, refinance mortgages, check balances, make payments on mortgages, and carry out other transactions.
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In this article, you’ll find information on how to access your Guardian Mortgage login which you can borrow to purchase a new home. You can access the mortgage login 24 hours a day, seven days a week to manage your account. The portal is secure, confidential, and easy to use.
Contents
What is a Mortgage?
A mortgage is an agreement between you and a mortgage lender that allows you to borrow money to purchase or refinance a home. This agreement gives lenders the legal right to repossess a property if you fail to meet the terms of your mortgage, most commonly by not repaying the money you’ve borrowed plus interest.
About Guardian Mortgage
Founded in 1965, Guardian Mortgage originates loans in over 43 states and has helped over a million clients find financing for their homes. These aren’t just numbers and data points to us, and that’s why our team members come to work every day — to see individuals and families realize their dreams of homeownership.
Types of Mortgage Offered by Guardian Mortgage
Guardian Mortgage offers a wide range of mortgage loans to meet your personal needs.
- Conventional loans
- FHA loans
- VA loans
- Jumbo loans
Who is Eligible for Guardian Mortgage?
Although Guardian Mortgage’s requirements vary, below are some general requirements.
- Your monthly expenses shouldn’t be more than 45% of what you earn each month.
- Proof of current and stable income source.
- At least a credit score of 600 but typically a credit score of 620 is needed.
- An appraisal.
Guardian Mortgage Application Requirements
To start applying with Guardian Mortgage you need to have the following information on hand:
- A separate email address for each person that will be on the loan
- Your online banking username and password, or details about how much money is in each account you want us to consider for your approval (e.g., checking and savings accounts, retirement accounts, stocks, and other assets)
- Your income and employer information
- Your Social Security number
Benefits of Guardian Mortgage Login
The Guardian Mortgage login is beneficial to those who are in need of loans to purchase a home. Below are some of the well-known benefits of the mortgage login.
- Make your payments online
- View your loan information
- Track the status of your loan funding in real time.
- Update your banking information to ensure you never miss a payment
- Refinance your loan
- Check your balance
- Access your tax and insurance information.
- Check the status of your loan.
- View Statements and lots more.
How to Access Guardian Mortgage Login
To access the Guardian Mortgage login page, follow the procedures outlined below.
- Visit the Guardian Mortgage portal login page: https://my.guardianmortgageonline.com
- Enter your Username and Password.
- After that, click on the “Log In” button to access your dashboard.
How to Create an Account with Guardian Mortgage
To get access to the loan facility from Guardian Mortgage, you must first register on the registration portal. To get started, follow the procedures outlined below.
- Visit the Guardian Mortgage registration page: https://my.guardianmortgageonline.com/
- Provide your Last Name, Social Security Number, and other credentials.
- Thereafter, click on the “Next” button to get registered.
How to Retrieve/Recover Guardian Mortgage Login Password or Username
If you have lost or misplaced your Guardian Mortgage login password or Username, you can recover the same by following the procedures outlined below
- Visit the Guardian Mortgage login page: https://my.guardianmortgageonline.com/
- Click on “Forgot your Username?” or “Forgot Password?”
- For “forgot username” provide your SSN and Email Address.
- For “forgot password provide your username, SSN and Email Address.
- Click “Recover” to retrieve your login password or User ID.
Guardian Mortgage Mobile Apps
You can also conveniently manage your mortgage on your iOS or Android device. Download the Guardian Mortgage mobile apps on App Store or Google Play. Install and login with your credentials to manage your account.
How to Make Guardian Mortgage Payment
There are three options for making Guardian Mortgage Payments; online, by phone, or by mail.
Online. Sign in to your account and go to the Payment Center. From there, you can make a one-time payment or set up autopay.
NOTE: Before you make your first payment, you will need to set up your bank information in the account. Once your bank information is set up, you can simply select that account to pay your bill.
Phone.
To make an automated phone payment, call 855-577-3384 and follow the instructions. You’ll need your account number and the last four digits of your Social Security Number.
Note: There is no charge for this service.
Mail: You can mail your payment to the following address:
Guardian Mortgage
P.O. Box 833890
Richardson, TX 75083
Guardian Mortgage Customer Service Phone Number
You can contact Guardian Mortgage Customer Service at 800-331-4799. Customer Service Representatives are available to assist you by phone, year-round, 24 hours a day, 7 days a week.
