How to Open An Account With Access Bank Ghana
Maybe you have been wondering how to open an account with Access Bank Ghana. We have put together a complete guide on how to open savings and current accounts with Access Bank Ghana.
Before you open an account, you need to know the specifics, benefits, and requirements for that account. On that note, we have put together the different types of account a customer can open at any Access Bank branch in Ghana.
Contents
Access Bank Savings Account
Below are the types of savings account individuals, churches, businesses, societies, and schools.
Access Bank Solo Account
The Access Bank solo account is a special type of savings account that allows people especially students to save towards their future while providing them the opportunity to access world-class financial services.
Features and Benefits of Solo Account
- Zero account maintenance fee
- Attractive interest rate
- Free drafts for school fees payment
- Free access-link cards
- Electronic banking products – alerts, internet and mobile banking
- Allows direct debit instructions
- Access to Visa cards (Optional – at a fee)
- A minimum opening balance of GHS 20
- Free internet & mobile banking
- Enjoy cash withdrawals and lodgment at any our branches nationwide
- Exclusive discount offering from selected partner outlets
Access Bank Solo Account Opening Requirement
To open a Solo Account, you must present the following documents at any branch of Access Bank Ghana.
- Any valid national ID card (passport, drivers’ license National ID etc.) and a Reference Letter from the school
- Valid Student’s ID with picture of the student embossed or Admission Letter
- 1 Passport picture
Access Bank Early Savers Account
The Access Bank Early Savers account is a special account that allows parents to open and manage accounts for their children from the ages of 0 to 17 years.
Features and Benefits of Early Savers Account
- A minimum operating balance of GH¢ 50
- Interest rate of 6%
- Option to sign up for Bancassurance products
- No Account maintenance fees
- Optional membership for the Early Savers Club (for minimum balances of GHS 200)
- Access to internet and Mobile Banking services
- Free Drafts for school fees
- Allows deposit of cheques & dividend warrants in the name of the child
- Access to a Financial Literacy Programme for children
Access Bank Early Savers Account Opening Requirement
To open an Early savers account with Access Bank Ghana, you must present the following documents at any branch of Access Bank Ghana.
- Child or ward’s passport photograph
- Parent or Guardian’s passport photograph
- Child’s birth certificate/weighing card/baptismal certificate/Passport
- Parent/Guardian’s ID
Access Bank Gold Account
The Access Bank Gold Account is a high interest yielding Savings account with features and benefits of a current account that offers customers an opportunity to access world financial services.
Features and Benefits of Gold Account
- A minimum opening balance of GHS 50
- Non-clearing cheque book and visa card
- Interest and Mobile Banking
- Account is online real-time
- High-yield interest on account balances
- Zero COT as long as account balance is equal to above GHS50
- Allows 3rd party withdrawal across the counter (Non –clearing cheques)
- Easy to open and operate
Access Bank Gold Account Opening Requirement
To open a Gold account, you must present the following documents at any branch of Access Bank Ghana.
- One passport picture (Optional)
- Valid national ID card
- Proof of residence-utility bill/visitation report
- One reference
- Residence/work permit (for non-Ghanaians)
- Fully completed account pack
Access Bank Goal Account
The Access Bank Goal Account is a special type of savings account that helps you to save towards a specific project or purpose.
Features and Benefits of Goal Account
- Minimum balance of GHS 200
- Attractive interest rates
- No account maintenance fee
- Variable monthly deposit
- Debit Card enabled
- Option of sub-accounts
- Access to all types of E-Banking Products
- Unlimited access to withdrawals
- Minimum age of 18
Access Bank Goal Account Opening Requirement
To open a Goal Account, you must present the following documents at any branch of Access Bank Ghana.
- One passport picture (Optional)
- Valid national ID card
- Proof of residence-utility bill/visitation report
- Fully completed account pack
Access Bank Premier Savings Account
The Access Bank Premier Savings Account is an account that helps individuals save towards future financial security.
Features and Benefits of Premier Savings Account
- Minimum opening balance of GHS 10
- Unlimited withdrawals
- Interest rate of 3% p.a.
- Access to all E-Banking products
- Allows direct debit instructions
Access Bank Premier Savings Account Opening Requirement
To open a Premier Savings Account, you must present the following documents at any branch of Access Bank Ghana.
- One passport picture
- Valid national ID card
- Proof of residence/visitation report
- Residence/work permit (for non-Ghanaians)
- Fully completed account pack
Access Bank Hujjaj Account
The Access Bank Hujjaj Account is a special account based on Islamic banking principles to meet the banking needs of all Muslims.
Features and Benefits of Hujjaj Account
- A minimum opening balance of GHS 50 for individuals.
- Unlimited withdrawals
- Optional interest rate of 2% p.a.
- Zero COT
- Pre-paid Visa card
Benefits of Hujjaj Account
- Flexible exchange rate to travel during the HAJJ period.
- A customer has an option to forfeit interest (profit share) or request to have this donated to charity.
- Account online real time.
Access Bank Current Account
Below are the types of current account that can be opened by an individual, entrepreneur, society, club, trader, business or corporation
Access Bank Premier Current Account
The Access Premier Account is a high-yielding current account with investment and savings features that provide customers with a platform to world-class financial services.
Features and Benefits of the Premier Current Account
- Minimum opening and daily balance of GHS 100
- Attractive interest rates on deposits
- Visa international card
- Account is online real-time
- Allows third-party withdrawals
- Free access to bank SME toolkit and business seminars
- Optional investment Savings Account (ISA)
- Zero COT for a minimum daily balance of GHS100
- Internet & Mobile Banking service
- Simple and convenient use of the account via our automated and e-business solution
Access Bank Premier Current Account Opening Requirement
To open a Premier Current Account, you must present the following the documents at any Access Bank Branch.
- One passport picture (Optional)
- Valid national ID card
- Proof of residence-utility bill/visitation report
- One reference
- Residence/work permit (for non-Ghanaians)
- Fully completed account pack
Access Bank Privilege Account
The Privilege Account is a special type of Current Account for High Net Worth individuals as well as top executives of corporate organizations, foreign residents or diplomats.
Features and Benefits of the Privilege Account
- Dedicated relationship management
- Access to Private Banking lounges in selected locations
- Professional advice on your investments
- Access to a global network across Africa, Europe, Middle East and Asia
- Visa Credit Card
- Internet and Mobile Banking
Access Bank Privilege Account Opening Requirement
To open a Privilege Account, you must present the following documents at any branch of Access Bank Ghana.
- One passport picture
- Valid national ID card
- Proof of residence-utility bill/visitation report
- Either of the following: One reference or Letter from your employer
- Residence/work permit (for non-Ghanaians)
- Fully completed account pack
Access Bank Mpower Salary Account
The Mpower Salary Account is a special type of current account for employees and salaried workers. It allows employees access to a unique banking experience.
Features and Benefits of Mpower Salary Account
- Lifetime Zero Account Maintenance fee
- Allows direct debit instruction
- Third party transactions allowed
- Free Debit card (Accesslink)
- Free standing Instruction to high interest yielding savings account (Goal Account)
- Access to Loan facilities (Personal Loan, Salary Advance, Vehicle Loan etc)
- Access to Insurance and Investment Products
- Free Electronic Products (Alerts, Internet Banking, Mobile Banking)
- Access to discount packages from loyalty partners
Access Bank Mpower Salary Account Opening Requirement
To open a Mpower Salary Account with Access Bank, you must provide the following documents.
- One passport picture
- Valid national ID card
- Proof of residence-utility bill/visitation report
- Either of the following: One reference or Letter from your employer
- Residence/work permit (for non-Ghanaians)
- Fully completed account pack
Access Bank Golden Age Account
The Golden Age Account is an interest-bearing current account that offers retirees and elderly people value added financial services in their old age.
Features and Benefits of the Goldern Age Account
- Minimum opening and average balance of GH¢20.00
- Attractive interest rate of 3% p.a.
- No COT charges.
- Free clearing cheque book.
- Free debit card (Accesslink card)
- Electronic banking products-alerts, internet and mobile banking
- Free statement request
- Access to Visa card (Optional- at a fee)
- Allows direct debit instructions
- Allows receipt of dividend warrants.
- Easy to sign on and operate
- Priority treatment with no queues at all branches
- Speedy processing of monthly pensions.
- Unlimited access to cash at ATMs and banking halls.
- Round-the-clock access to financial services.
Access Bank Goldern Age Account Opening Requirement
Below are the requirements to open a Golden Age Account with Access Bank Ghana.
- Must be 55 years old and above
- One passport picture (Optional)
- Valid national ID card
- Proof of residence-utility bill/visitation report
- Either of the following: One reference or Letter from any Pensioner’s Association/Controller/ SSNIT or Pensioners ID
- Residence/work permit (for non-Ghanaians)
- Fully completed account pack
How to Open An Account With Access Bank Ghana
As earlier mentioned, you need to know the types of accounts available at the Access Bank and choose the one that best suit you.
- Visit any branch of Access Bank in Ghana.
- Collect the Account Opening Form
- Fill the form appropriately and sign where applicable
- Attach one recent passport photographs with your names on the reverse side
- Attach your means of identification i.e. Drivers license, international passport, voters ID, NIA card or NHIS card.
- Initial deposit i.e the amount of money you want to open your account with.
- Residence permit where applicable
- Attach every document that applies to your specific account.
