Advans Ghana Recruitment 2022

Applications are invited from interested and suitably qualified candidates for Advans Ghana Recruitment 2022.

Advans Ghana also known as ‘Advans Microfinance Network’ is a financial institution that offers Ghanaian SMEs, micro-entrepreneurs, and individuals the opportunity to grow their businesses and improve their professionalism.

We are recruiting to fill the position below;

Job Title: Administrative Officer: Legal

What will your role be?

Reporting to the Head of the Department, the Admin Officer, Legal will be responsible for:

Transfer of Client’s Vehicle used as Collateral in Accra and where necessary for outstations. Ensure that all vehicles used as collateral for loans at Advans Ghana are swiftly transferred and all documents bearing the clients’ names are changed to that of Advans before loans are disbursed to the clients.
Vehicle transfers for Auto loans, processing and delivery of all vehicle Insurance for Auto loans for clients.
Filing of all Court processes.

RESPONSIBILITIES

Participate in the definition of the loan disbursement objectives, to make sure they are known and understood by him/her, the branch staff, and the client.
Review all vehicle documents presented by clients to the branch as collateral to access loans or auto loans Vehicle papers, insurance cover, road-worthy certificate, Form C, transfer letter duly signed by the owner, recognized national ID card, 2 passport-sized pictures, and other related documents.
Confirm the client’s ownership of a vehicle with DVLA by liaising with Advans Ghana’s agents for support.
Conduct a physical inspection of the vehicle used by the client as collateral for the loan or to be acquired for auto loans.
Report to Legal on all issues identified during the inspection and communicate recommended actions or interventions required.
Maintain regular contact and communication with clients throughout the transfer process and provide the needed clarification.
Monitor and communicate the results of transfer with Clients and branch staff to aid in loan disbursement or auto loan sign-off.
Ensure that all Forms or documents are duly endorsed by all signatories involved in the transfer or auto loan processes.
Create and update a database of all Vehicles used as collaterals, vehicles acquired for auto loans, their respective owners, and any other relevant information required.
Act on behalf of Advans Ghana in the transfer process.
Develop daily reports for all transfers to be conducted to include; the name of the owner, the date vehicle was received, the branch where the loan transaction is taking place, and the vehicle’s registration number.
Ensure that all comprehensive data exist for all vehicles purchased for auto loans.
Ensure that all statutory payments required for transfers and auto loans are duly paid at the required offices with receipts.
Assist in the acquisition of insurance for all auto loan clients on their respective vehicles.
Assist with all court processes by the filing of processes, and getting a bailiff to serve clients.
Assist bailiffs to locate clients and procure all court records including orders, judgments and rulings.
Any other duty may be assigned by the line manager/supervisor.

Other Duties

Initiating court proceedings against Clients
Representing the Company in court/police stations on cases initiated by clients or service providers
Follow up with government agencies
Company Secretarial duties
Liaising with Recovery Department to perform legally sound recovery
Meeting with defaulters
Manage and reduce legal risks
Manage the legal department
Advising on legal issues

Challenges

Challenges with Court Bailiffs/Officers
Delays at DVLA Office
Lack of collaboration from the Client
Time and Motor traffic
Lack of collaboration from court officials
Delays in getting feedback from the court
Frustrations in court processes

Skills/Experience

Minimum of a first degree in social science or a related field from a recognized institution.
At least two (2) years of experience in a similar environment.